Banking At Your FingertipsLoans That Move You ForwardOpen Your Account TodayEarn as High as 18% on ROI
We have the perfect savings plan for every milestone on our mobile app. INTEREST IS PAID DAILY, ZERO STRESS, NO HIDDEN CHARGES.Personal and business loans tailored for your goals. Flexible terms, competitive rates, and fast approvals to keep you growing.Skip the long queues — open a personal or business account in minutes, completely online. No wahala, just smart banking.Put your money to work. From fixed deposits to managed portfolios, grow your wealth with investment options built for every Nigerian.
DISCOVER DIGITAL BANKINGGET A LOANOPEN AN ACCOUNTSTART INVESTINGWho Can Open an Account?
Whether you earn a salary, run a market stall, or manage a growing company, there's an account for you.
Everyday Individuals
Small Business Owners
Growing Enterprises
OUR SERVICES
Account Opening
Start with a Basic Savings Account from just ₦2,000, build daily with our Esusu savings plan, or open a full Individual Current Account — all with minimal paperwork.
Fixed Deposits
Lock in your capital from ₦500,000 and earn guaranteed interest over 60 to 365 days. Your deposits are fully insured by NDIC and can double as collateral for loans.
Rephidim Loans
From Micro Loans and SME financing to Asset and Salary loans — access up to ₦5 million with competitive rates, flexible repayment, and a smooth application process.
HOW IT WORKS
Open an Account in Minutes
Three simple steps to unlock the full power of premium banking.
OPEN AN ACCOUNTFill the Form
Click 'Open an Account' and provide your basic information. It takes less than 5 minutes.
We'll Contact You
Our friendly team will reach out to verify your details and guide you through the next steps.
Start Banking
Once activated, start saving, borrowing, and managing your money with Rephidim MFB.
Your Funds Are Secured by:
OUR PARTNERS
Built on
Trusted Networks
Rephidim works with Nigeria's leading banks and service providers to give you seamless, reliable banking at every touchpoint.
